In my last article asking whether we should conceal our wealth, I mentioned the high poverty school that our children attend. We had a choice of many different elementary schools, and decided to go with the objectively worst school available based on traditional measures like test scores, percent of students in poverty, percent of students with limited English proficiency, and other demographics that most would say indicate a failing school. What persuaded us to choose this “failing school” was the direction it was headed and the fact that it was in our neighborhood only a few blocks away.
“Today my teacher asked me how we are able to go on another cruise so soon after the last one. I told my teacher that my daddy is retired and my mommy is about to retire, too. Then a kid in my class asked to borrow a few thousand dollars from me.”
That’s what my nine year old told me at dinner a few days ago. Some parents might freak out about how honest their kid was with their teachers and fellow classmates. Not me. But should I be more concerned?
We closed out the year with a financially busy month. With income exceeding $17,000 in December, we way more than covered our abnormally large expenses of about $10,000. We finished the year on a strong financial note and wrapped up a major home renovation project during the month. And booked another Caribbean cruise.
For those who love their jobs or those that can’t manage to ever save any money, they may not understand why anyone would want to retire early. “Won’t you get bored?” they ask. Not yet! In fact, having huge blocks of free time opens up a lot of possibilities that aren’t very feasible while working full time.
I used to write a monthly summary of what I’m up to in early retirement like this, this, this, and this. I haven’t kept this diary of excitement up to date lately, but I wanted to share a small sample of the tiny and huge things that early retirement permit.