• Turkey Day

    This Year I’m Thankful for…

    Technology. Laptops and smartphones are cheap and plentiful and always connected. They provide entertainment on demand through Netflix, Hulu or other services (no more commercials!). They open a window into other countries without the hassles or expense of travel. They speed the flow of information through youtube, wikipedia, and offer instant access to free online universities like Coursera. Getting a snapshot off all our finances and investments is a click away with Personal Capital. It has never been easier or faster than today.

    Read more »
  • coffee_cup

    Workplace Nostalgia For Construction Trailer Coffee

    This morning I made my coffee a bit too weak. After adding my cream and a sprinkle of stevia sweetener, I took a quick sip of the thin brew and it brought me back to my working days. About once a week I would leave my cozy yet spartanly appointed downtown office and venture out to the edges of civilization to meet with other engineers and project managers at the contractor’s on-site construction trailer.

    The journey to the construction trailer was always interesting and varied every few weeks. I’m not delving into magical realism here. The trailer never moved, but the roads did routinely change their configuration. You see, we were building a road. A major freeway to be more specific. When I first started attending meetings at the construction trailer, it was easy to get there. I swerved around the construction barriers and “ROAD CLOSED” signs. Then I proceeded down the exit ramp, over the temporary median crossing, and up the sloped driveway to the gravel parking lot. Quick and easy.

    Read more »
  • two-cents-photo

    Why Your Two Cents Matter….Literally!

    Mrs. Root of Good decided to pick up the keyboard and pen a few thoughts on work and the decision to finally pull the plug and join me in early retirement. Here’s what she has to say:

    What will it take for me to leave the corporate world and pass the day with Mr. RoG on the back deck laying on the hammock sipping margaritas? Overall, my job is pretty easy and the pay is good. I have very good benefits, flexible hours and my managers pretty much let me do what I want as long as the job gets done. And I’m due to take my three month sabbatical any time now. So what will it take for me to leave my job? I do want to spend more time with our kids and travel more. I get jealous when I come home exhausted and Mr. RoG has spent hours outdoor reading. It’s a tough decision. If I work for just another year, my salary is enough to pay for our yearly travel expenses for many years! But there are times when I wonder if it is worth the headaches to stay at work. There are times when I feel what I’m doing is just silly and a waste of my time!

    Read more »
  • Falling into Retirement

    October 2014 Financial Update

    After losing $50,000 in September, October started out looking just as ugly. By the middle of October we had lost another $50,000. However the last half of October made up for all those losses and left us substantially wealthier by month end. In terms of expenses, we didn’t do a lot of spending in October other than the ordinary monthly bills.
    With $2,619 of income in October, we more than covered our $1,383 in spending. The excess of income over expenses of $1,200 or so was dwarfed by tens of thousands in investment gains.

    Read more »
  • Ever seen a million dollars?

    The Ultimate Gift: Your Paycheck

    Most people would say the pinnacle of life is when you score a top level job in your field, when your kids are born, when you land a full ride to college or sign a multi-million dollar contract with your favorite sports team. Achieving financial independence (FI) in life is typically an afterthought. That is why we see hundreds of celebrities and lottery winners squandering their money and years later filing for bankruptcy. Just look at MC Hammer, Kim Basinger and Michael Jackson.

    Read more »
  • February in the Caribbean

    Root of Good on Radical Personal Finance Podcast

    I was lucky enough to be invited on the Radical Personal Finance podcast last week. The host, Joshua Sheats, “interviews others to learn from their success, to hear what they’re doing and how they’re winning.”

    During the interview, Joshua points out that retiring at 33 is kind of radical and asks me to explain to an audience not indoctrinated into the Financial Independence / Retire Early world how it’s possible to retire that early. I do my best, but you’ll have to listen to the podcast to find out how successful I was.

    Read more »

Financial Independence

two-cents-photo

Why Your Two Cents Matter….Literally!

Mrs. Root of Good decided to pick up the keyboard and pen a few thoughts on work and the decision to finally pull the plug and join me in early retirement. Here’s what she has to say:

What will it take for me to leave the corporate world and pass the day with Mr. RoG on the back deck laying on the hammock sipping margaritas? Overall, my job is pretty easy and the pay is good. I have very good benefits, flexible hours and my managers pretty much let me do what I want as long as the job gets done. And I’m due to take my three month sabbatical any time now. So what will it take for me to leave my job? I do want to spend more time with our kids and travel more. I get jealous when I come home exhausted and Mr. RoG has spent hours outdoor reading. It’s a tough decision. If I work for just another year, my salary is enough to pay for our yearly travel expenses for many years! But there are times when I wonder if it is worth the headaches to stay at work. There are times when I feel what I’m doing is just silly and a waste of my time!

Falling into Retirement

October 2014 Financial Update

After losing $50,000 in September, October started out looking just as ugly. By the middle of October we had lost another $50,000. However the last half of October made up for all those losses and left us substantially wealthier by month end. In terms of expenses, we didn’t do a lot of spending in October other than the ordinary monthly bills.
With $2,619 of income in October, we more than covered our $1,383 in spending. The excess of income over expenses of $1,200 or so was dwarfed by tens of thousands in investment gains.

Latest in Personal Finance

Falling into Retirement

October 2014 Financial Update

After losing $50,000 in September, October started out looking just as ugly. By the middle of October we had lost another $50,000. However the last half of October made up for all those losses and left us substantially wealthier by month end. In terms of expenses, we didn’t do a lot of spending in October other than the ordinary monthly bills.
With $2,619 of income in October, we more than covered our $1,383 in spending. The excess of income over expenses of $1,200 or so was dwarfed by tens of thousands in investment gains.

This Year I’m Thankful for…

Turkey Day

Technology. Laptops and smartphones are cheap and plentiful and always connected. They provide entertainment on demand through Netflix, Hulu or other services (no more commercials!). They open a window into other countries without the hassles or expense of travel. They speed the flow of information through youtube, wikipedia, and offer instant access to free online universities like Coursera. Getting a snapshot off all our finances and investments is a click away with Personal Capital. It has never been easier or faster than today.

Read more

Workplace Nostalgia For Construction Trailer Coffee

coffee_cup

This morning I made my coffee a bit too weak. After adding my cream and a sprinkle of stevia sweetener, I took a quick sip of the thin brew and it brought me back to my working days. About once a week I would leave my cozy yet spartanly appointed downtown office and venture out to the edges of civilization to meet with other engineers and project managers at the contractor’s on-site construction trailer.

The journey to the construction trailer was always interesting and varied every few weeks. I’m not delving into magical realism here. The trailer never moved, but the roads did routinely change their configuration. You see, we were building a road. A major freeway to be more specific. When I first started attending meetings at the construction trailer, it was easy to get there. I swerved around the construction barriers and “ROAD CLOSED” signs. Then I proceeded down the exit ramp, over the temporary median crossing, and up the sloped driveway to the gravel parking lot. Quick and easy.

Read more

Why Your Two Cents Matter….Literally!

two-cents-photo

Mrs. Root of Good decided to pick up the keyboard and pen a few thoughts on work and the decision to finally pull the plug and join me in early retirement. Here’s what she has to say:

What will it take for me to leave the corporate world and pass the day with Mr. RoG on the back deck laying on the hammock sipping margaritas? Overall, my job is pretty easy and the pay is good. I have very good benefits, flexible hours and my managers pretty much let me do what I want as long as the job gets done. And I’m due to take my three month sabbatical any time now. So what will it take for me to leave my job? I do want to spend more time with our kids and travel more. I get jealous when I come home exhausted and Mr. RoG has spent hours outdoor reading. It’s a tough decision. If I work for just another year, my salary is enough to pay for our yearly travel expenses for many years! But there are times when I wonder if it is worth the headaches to stay at work. There are times when I feel what I’m doing is just silly and a waste of my time!

Read more

October 2014 Financial Update

Falling into Retirement

After losing $50,000 in September, October started out looking just as ugly. By the middle of October we had lost another $50,000. However the last half of October made up for all those losses and left us substantially wealthier by month end. In terms of expenses, we didn’t do a lot of spending in October other than the ordinary monthly bills.
With $2,619 of income in October, we more than covered our $1,383 in spending. The excess of income over expenses of $1,200 or so was dwarfed by tens of thousands in investment gains.

Read more