• dam-slow-water

    Climbing The Roth IRA Conversion Ladder To Fund Early Retirement

    I want to tell you a story about accessing tax-deferred funds in an IRA or 401k before age 59.5 without paying a penalty. But first I’m going full out White Fang on you.

    A trapped animal will do just about anything to get free. When you get caught, normal rules of comportment and demeanor are sloughed off to make room for the demands of the primordial will to live. It’s all about survival. Adrenaline rushing, pumping through arteries and veins, clouding the judgment and dulling the pain, the wild animal will chew it’s own leg off to disengage itself from a trap. It’s all about survival.

    You’ll have to keep reading to figure out what this has to do with accessing tax deferred accounts without paying a 10% penalty.

    Read more »
  • straw-umbrella-mexico

    Safety and Security in Mexico

    Mexico – the land of kidnappings, drug gangs, shoot outs in the streets, massive criminal organizations in armed conflict with the corrupt police. That type of sensationalism works well if you want to sell newspapers or get clicks on a “news” website. The reality is that most of the country is very peaceful. However, the states bordering the US tend to have the most security issues along with a few other areas of the country.

    I took a look at the US Department of State Travel Advisory on Mexico and checked out each state we might visit on our trip. The result? All states we intend to visit have no listed security concerns except the Estado de Mexico.

    Read more »
  • money-january-2014

    March 2015 Financial Update

    March has come and gone and left our net worth largely unchanged from it’s lofty heights of a month ago. We brought in a bunch of income yet spent a relatively modest amount in spite of focusing a lot of time and effort on spending more money.

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  • mexican-palm-tree

    The Cost of Seven Weeks in Mexico (And How to Minimize it)

    What does a seven week trip through Mexico cost? For us, it’s just over $1,000 per week. The budget comes to $7,668 for all lodging, food, transportation, entertainment, and miscellaneous expenses.

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  • costa-maya-mexico

    Summer In Mexico: The Next Big Adventure

    The plane tickets are booked. In early June the Root of Good family packs up and hits the road for a summer in Mexico. Just another crazy thing you can do when early retired.

    We’ll be chasing the kids up and down pyramids and mountains, into the crystal clear water, and then relaxing in the shade until the smell of grilling meats lures us to the explosive colors of the local markets.

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  • sidewalk-grass

    A Day Of Early Retirement – Going on a Walkabout

    After a cold and abnormally snowy winter, the first day of beautiful spring-like weather came calling last week. We answered that call by getting outside and enjoying the fine weather. Even though it was Monday, a day that normally brings dread to cubicle dwellers the world over, we found ourselves embarking on foot for a journey to… a gas station? That rather strange destination, especially given our mode of transport, was sheer pretext to pull us out of doors and into the great urban Wilderness that surrounds us.

    It was the most ordinary of mornings in the most extraordinary sense possible. We caught the budding cherry trees just before the blossoms opened. We passed by an empty bird nest temporary vacated or possibly deserted. A recent ice storm deposited scattered hulks of downed branches across the neighborhood’s yards, some already smartly stacked by the sidewalk obediently awaiting a ride to the city yard waste center.

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Climbing The Roth IRA Conversion Ladder To Fund Early Retirement

dam-slow-water

I want to tell you a story about accessing tax-deferred funds in an IRA or 401k before age 59.5 without paying a penalty. But first I’m going full out White Fang on you.

A trapped animal will do just about anything to get free. When you get caught, normal rules of comportment and demeanor are sloughed off to make room for the demands of the primordial will to live. It’s all about survival. Adrenaline rushing, pumping through arteries and veins, clouding the judgment and dulling the pain, the wild animal will chew it’s own leg off to disengage itself from a trap. It’s all about survival.

You’ll have to keep reading to figure out what this has to do with accessing tax deferred accounts without paying a 10% penalty.

Read more

Safety and Security in Mexico

straw-umbrella-mexico

Mexico – the land of kidnappings, drug gangs, shoot outs in the streets, massive criminal organizations in armed conflict with the corrupt police. That type of sensationalism works well if you want to sell newspapers or get clicks on a “news” website. The reality is that most of the country is very peaceful. However, the states bordering the US tend to have the most security issues along with a few other areas of the country.

I took a look at the US Department of State Travel Advisory on Mexico and checked out each state we might visit on our trip. The result? All states we intend to visit have no listed security concerns except the Estado de Mexico.

Read more