• school-lockers

    Why We Chose The Worst School In The District

    In my last article asking whether we should conceal our wealth, I mentioned the high poverty school that our children attend. We had a choice of many different elementary schools, and decided to go with the objectively worst school available based on traditional measures like test scores, percent of students in poverty, percent of students with limited English proficiency, and other demographics that most would say indicate a failing school. What persuaded us to choose this “failing school” was the direction it was headed and the fact that it was in our neighborhood only a few blocks away.

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  • panda-at-zoo

    Should We Conceal Our Wealth?

    “Today my teacher asked me how we are able to go on another cruise so soon after the last one. I told my teacher that my daddy is retired and my mommy is about to retire, too. Then a kid in my class asked to borrow a few thousand dollars from me.”

    That’s what my nine year old told me at dinner a few days ago. Some parents might freak out about how honest their kid was with their teachers and fellow classmates. Not me. But should I be more concerned?

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  • costa-maya-mexico

    December 2014 Financial Update

    We closed out the year with a financially busy month. With income exceeding $17,000 in December, we way more than covered our abnormally large expenses of about $10,000. We finished the year on a strong financial note and wrapped up a major home renovation project during the month. And booked another Caribbean cruise.

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  • kid-on-fence

    Crazy Things Made Possible By Early Retirement

    For those who love their jobs or those that can’t manage to ever save any money, they may not understand why anyone would want to retire early. “Won’t you get bored?” they ask. Not yet! In fact, having huge blocks of free time opens up a lot of possibilities that aren’t very feasible while working full time.

    I used to write a monthly summary of what I’m up to in early retirement like this, this, this, and this. I haven’t kept this diary of excitement up to date lately, but I wanted to share a small sample of the tiny and huge things that early retirement permit.

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  • hungry-army-1

    Starve The Army Of Hungry Money Managers

    Hide your cash! ┬áThe money managers are coming. ┬áThere’s a huge lusty hungry army of financial advisers marauding about looking to latch on to your early retirement war chest and

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  • snow angel

    November 2014 Financial Update

    In November, our spending was very average and our net worth went up very slightly by $8,000. With $2,764 of income in November, we barely covered our $2,640 in spending. November marked the start of a major construction project on our house and most of the month’s spending was devoted to material purchases.

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Financial Independence

panda-at-zoo

Should We Conceal Our Wealth?

“Today my teacher asked me how we are able to go on another cruise so soon after the last one. I told my teacher that my daddy is retired and my mommy is about to retire, too. Then a kid in my class asked to borrow a few thousand dollars from me.”

That’s what my nine year old told me at dinner a few days ago. Some parents might freak out about how honest their kid was with their teachers and fellow classmates. Not me. But should I be more concerned?

Latest in Personal Finance

Why We Chose The Worst School In The District

school-lockers

In my last article asking whether we should conceal our wealth, I mentioned the high poverty school that our children attend. We had a choice of many different elementary schools, and decided to go with the objectively worst school available based on traditional measures like test scores, percent of students in poverty, percent of students with limited English proficiency, and other demographics that most would say indicate a failing school. What persuaded us to choose this “failing school” was the direction it was headed and the fact that it was in our neighborhood only a few blocks away.

Read more

Should We Conceal Our Wealth?

panda-at-zoo

“Today my teacher asked me how we are able to go on another cruise so soon after the last one. I told my teacher that my daddy is retired and my mommy is about to retire, too. Then a kid in my class asked to borrow a few thousand dollars from me.”

That’s what my nine year old told me at dinner a few days ago. Some parents might freak out about how honest their kid was with their teachers and fellow classmates. Not me. But should I be more concerned?

Read more

December 2014 Financial Update

costa-maya-mexico

We closed out the year with a financially busy month. With income exceeding $17,000 in December, we way more than covered our abnormally large expenses of about $10,000. We finished the year on a strong financial note and wrapped up a major home renovation project during the month. And booked another Caribbean cruise.

Read more

Crazy Things Made Possible By Early Retirement

kid-on-fence

For those who love their jobs or those that can’t manage to ever save any money, they may not understand why anyone would want to retire early. “Won’t you get bored?” they ask. Not yet! In fact, having huge blocks of free time opens up a lot of possibilities that aren’t very feasible while working full time.

I used to write a monthly summary of what I’m up to in early retirement like this, this, this, and this. I haven’t kept this diary of excitement up to date lately, but I wanted to share a small sample of the tiny and huge things that early retirement permit.

Read more