Should you retire early if you only have five years to live?

Every week I receive a handful of questions from Root of Good readers and I try to answer them all, even if it’s a brief response. Last week was no different.  The inquiry I received from “Eric” caught my eye immediately as I scanned through my emails.  Subject: “Scared”.  One word, vague, non-specific.  Hmmm – might be spam?

As it turns out it wasn’t spam at all.  I clicked to open and read further and was intrigued by the brevity of the question with what appeared to be a clear-cut easy answer on the surface but has a lot of layers that need to be peeled back to flesh out a complete response.

Here’s what Eric wrote:

“You’ll probably think I’m crazy but I’m 48 and have incurable cancer and even though I qualify for long term benefits income protection of 6 figures a year I am scared of retiring. I’m scared I’d decline and get depressed with no purpose.”