Financial Independence Archives - Page 6 of 22

Yellowstone National Park – Cross Country USA Road Trip (Part 12)

April 29, 2022 JustinRoG Financial Independence, Travel

We spent three days exploring the vast wilderness area known as Yellowstone National Park in northwestern Wyoming.

The first day, we visited Grand Prismatic Spring, Old Faithful geyser, and the Fountain Paint Pot area. We saw dozens of geysers, hot springs, and mud pots throughout the day.

On the second day, we revisited the Grand Prismatic Spring from an overlook that required a couple miles of hiking. After that, we walked among the geysers and springs by the West Thumb area of the Yellowstone Lake. To close out the day, we visited the waterfalls of the Yellowstone River in the Grand Canyon of the Yellowstone in the eastern section of the park.

We devoted our third day to exploring the Mammoth Hot Springs in the northern section of the park. These mineral formations were different than the geysers and hot springs we saw elsewhere in the park.

Throughout our three day visit to Yellowstone National Park, we saw tons of wildlife including bison, elk, and even a rare black wolf!

Salt Lake City, Utah and Idaho Falls, Idaho – Cross Country USA Road Trip (Part 11)

April 21, 2022 JustinRoG Financial Independence, Travel

During “Part 11” of our six week road trip across the USA, we visited downtown Salt Lake City where we toured around the public area near the Mormon Temple, the State Capitol, and other parts of downtown.

Once we left Salt Lake City, we headed north toward Idaho Falls, Idaho. On the way there, we stopped for several hours at the Antelope Island State Park just north of Salt Lake City. Inside the park, we toured a historic sheep ranch and hung out with a herd of bison.

Upon arriving in Idaho Falls, we enjoyed a few days of rest and leisure. We walked along the waterfront of the Snake River in downtown Idaho Falls. We visited the Japanese Garden in the middle of the Snake River, then toured the rest of downtown Idaho Falls on foot.

After Idaho Falls, we continued our road trip north and east toward Yellowstone National Park.

March 2022 Early Retirement Update

April 7, 2022 JustinRoG Financial Independence, Lifestyle

The first quarter of 2022 is in the history books, and spring is here! We’ve had a busy spring so far. We’re cranking up our summer travel planning. And we booked not one, not two, but three new cruises during March! It’s starting to feel a lot more normal-ish these days.

In the meantime, the mild springtime weather means more time outdoors relaxing and enjoying nature. Hopefully the nice weather hangs around before summer heat moves in!

Financially, March was a great month for us. Our net worth shot up by $87,000 to end the month at $2,806,000. Income during the month totaled $9,124 while expenses were $5,356 during March.

Let’s jump into the details from last month.

February 2022 Early Retirement Update – Early Spring Edition

March 8, 2022 JustinRoG Financial Independence, Personal Finance, Travel

Another month flew by! Here we are in March and spring is slowly making an appearance. I definitely like the warmer days but it’s almost too hot right now!

The nicer weather means spending more time outdoors. We got out the hammock on one particularly nice day. And we enjoyed several hikes last month. Hopefully the temperate weather is here to stay for a while before the summertime heat sets in.

Financially, February was a mixed month for us. Our net worth dropped by $40,000 to end the month at $2,719,000. Income during the month totaled $2,312 while expenses were a modest $2,535 during February.

January 2022 Early Retirement Update – Snowy Winter Edition

February 11, 2022 JustinRoG Financial Independence, Lifestyle, Personal Finance

Welcome to my first monthly update of 2022! It’s been a busy month for us. We had a nice snowy weekend during January which is rare for us here in Raleigh. The snow was just deep enough to offer some decent sledding. Then it melted the next day and it was bright and sunny and back to business as usual.

During January and the first few days of February, we finalized our big two month summer trip through Croatia, Slovenia, and Hungary. Here’s to hoping that we are able to commence on this adventure successfully once the time comes!

Financially, January was a mixed month for us. Our net worth dropped by $71,000 to end the month at $2,759,000. Income during the month totaled $4,378 while expenses were a mere $1,193 during January.

December 2021 Early Retirement Update – New Year’s Edition

January 10, 2022 JustinRoG Financial Independence, Lifestyle, Travel

Another year all wrapped up neatly with a bow on it! Where does the time go?

We had a great 2021, both financially and personally. We managed to squeeze in a bunch of travel in spite of global difficulties. And we were able to relax at home a ton as well. Another glorious year of early retirement!

For those wondering, we were able to embark on our Christmas cruise successfully. After two years of being landlocked and skipping international travel, we finally got back to the crystal clear Caribbean waters and enjoyed a warm week floating around the islands.

Financially, December was an incredibly bountiful month for us. Net worth jumped $115,000 to end the month at $2,830,000. Income during the month totaled $21,970 while expenses were a mere $3,312 during December.

A Week in Las Vegas, Nevada – Cross Country USA Road Trip (Part 7)

December 14, 2021 JustinRoG Financial Independence, Lifestyle, Travel

After a busy three weeks on the road, we enjoyed a leisurely one week stopover in Las Vegas, Nevada. While we were there, we visited a dozen casinos and watched many free shows and performances presented by the casinos.

None of us gambled at the casinos, but we did spend a little cash at some of the shops in Las Vegas. We also visited several restaurants since we had plenty of downtime during our one week stay.

And after over three thousand miles of driving, I needed to take the minivan van in for an oil change and tire rotation.

Overall, our stay in Las Vegas was great. We relaxed, took in the glitzy experience of the Las Vegas Strip, and got some good food!

November 2021 Early Retirement Update – Turkey Time Edition

December 8, 2021 JustinRoG Financial Independence, Lifestyle, Personal Finance

Another fun and busy month of early retired life is in the books! During the past month, we hosted a big Thanksgiving celebration at our house. Since the weather was nice in November, we spent a lot of time outdoors.

I really stretched my DIY muscles in November too. I got out the power tools and replaced some trim on the porch and the shed, then painted all the new trim along with repainting the crawl space door, mailbox, and bathroom ceiling.

In less than two weeks, we are looking forward to escaping the ever-colder temperatures with a cruise to the Caribbean during Christmas. It’ll happen. I think. Fingers crossed.

Financially, last month was a “rebuilding month” for us. Net worth dropped by $49,000 to end the month at $2,715,000. Income during the month totaled $2,822 while expenses were $4,361 during November.

Utah: Bryce Canyon National Park and Zion National Park – Cross Country USA Road Trip (Part 5)

November 22, 2021 JustinRoG Financial Independence, Lifestyle, Travel

Our family of five visited Bryce Canyon National Park and Zion National Park in Utah in the summer of 2021. The most impressive part of Bryce Canyon was the strange looking hoodoos, or stone pillars that protrude from the hillsides and valley floors throughout the park. The vibrant orange coloring added to the amazingly unique scenery.

Once we got to Zion National Park, we continued to be amazed at the sheer stone cliff faces and smooth rock inclines. The most popular section of the park in the center proved to be very crowded, so our experience wasn’t as enjoyable as it could have been. Overall, it’s a very pretty scenic National Park, but one best visited off season once the crowds and high heat dissipate.

October 2021 Early Retirement Update – Spooky Time Edition

November 12, 2021 JustinRoG Financial Independence, Personal Finance

Fall is in full swing here and I’m loving it! We enjoyed a fun October and look forward to more of the same in November as Thanksgiving approaches. Throughout the month we spent lots of time lounging outside, going on long bike rides, and plugging away at our travel planning for 2022.

We ended the month with some trick-or-treating. It’s nice to see all the old holiday traditions coming back to life after a rough 2020!

Financially, last month was a great month. Net worth spiked upwards by $77,000 to end the month at $2,764,000. Income during the month totaled $3,049, which was only $2 more than the $3,047 we spent during October.

Let’s jump into the details from last month.