Through careful saving and planning, I managed to accumulate enough wealth to make me financially independent which allowed me to retire at age 33. When I retired in 2013 I expected to have fun, but not this much fun!
We live in Raleigh, North Carolina with our three generally wonderful children aged 5,10, and 12.
If you want to see all the details, check out the much longer version of “How I Retired Early at 33“.
So what kind of stuff will you find on Root of Good?
- Personal Finance
- Financial Independence
- Having Kids without Breaking the Bank
- Anything else that makes life more awesome!
Ok, sir, but why should I listen to you since you’re just some dude on the internet?
Most folks blogging about money and financial freedom on the internet fall into two categories: (1) deep in debt and deftly paying it off, or (2) hard core savers that accumulated great wealth at a young age.
I would put myself in the latter group. Our household has grown moderately rich by being frugal, saving a large proportion of our earnings, and investing our assets wisely. No winning lottery ticket ever fell into our pockets (who wastes money on lottery tickets anyway right? ). No unknown rich great uncles that hate their immediate family have left us massive inheritances. Yet. Unfortunately we were born without a trust fund. Neither of us have ever worked at a dot com or start up that paid out huge stock options eventually worth millions when Google or Facebook bought the start up.
My wife and I had regular jobs working roughly 9 to 5 each day and we saved most of our paychecks. When we first started working after college, collectively we made well under $100,000 annually. In 2013 when I quit working, our household income topped out around $150,000 annually. While working, we consistently pumped our savings into 401k’s, IRA’s, HSA’s, 529’s, and regular brokerage accounts. These investments grew enormously over roughly ten years and made us financially independent today. Here’s the full story on how we went from zero to millionaire in ten years.
Want to keep in touch with Root of Good? Get Social!
Why Root of Good?
Money is the Root of All Good. If someone tries to persuade you otherwise, then they probably want some of your money, so watch out!
Money is a powerful tool in your hands. It lets you do anything you want to do with your life.
My goal is to share some wisdom about money without boring you to tears. On Root of Good you will find timely, relevant content that tells you how to get more money, keep more of your hard earned money, and invest your money so that it works for you over time.
Special offers for Root of Good visitors:
Root of Good Recommends:
- Personal Capital* - It's the best FREE way to track your spending, income, and entire investment portfolio all in one place. Did I mention it's FREE?
- Interactive Brokers $1,000 bonus* - Get a $1,000 bonus when you transfer $100,000 to Interactive Brokers zero fee brokerage account. For transfers under $100,000 get 1% bonus on whatever you transfer
- $750+ bonus with a new business credit card from Chase* - We score $10,000 worth of free travel every year from credit card sign up bonuses. Get your free travel, too.
- Use a shopping portal like Ebates* and save more on everything you buy online. Get a $10 bonus* when you sign up now.
- Google Fi* - Use the link and save $20 on unlimited calls and texts for US cell service plus 200+ countries of free international coverage. Only $20 per month plus $10 per GB data.